India’s MSME sector is often described as credit-starved. It is a narrative repeated across policy discussions, financial reports, and industry conversations. However, the reality is far more nuanced and far more critical. The real issue is not the absence of capital. Capital exists. What India’s MSMEs truly lack is structure, the ability to position, optimize, and present themselves in a way that unlocks efficient and scalable access to that capital. Beyond the Credit Gap Na